Banking

LIC AAO 2026

Life Insurance Corporation Assistant Administrative Officer

LIC AAO is conducted for the recruitment of Assistant Administrative Officers in various disciplines. Three-stage process: Prelims, Mains, and Interview.

Official Website

Age Limit

21-30 years (relaxation: SC/ST +5, OBC +3, PwD +10)

Fee

₹700

Salary Range

₹53,600 - ₹71,000

Pay Level

Scale I

Salary Range (Monthly)

₹53,600 - ₹71,000

Key Posts

Assistant Administrative Officer in LIC of India (Generalist, IT, Chartered Accountant, Actuary, Rajbhasha)

National-level recruitment examination for Assistant Administrative Officer posts in LICGeneralist & IT & Chartered Accountant & Actuarial & RajbhashaAll India — liable to be posted anywhere in India

Pay Levels & Salary

Pay Level	Monthly Range
LIC Scale-I	₹₹53,600 - ₹₹1,07,200

Application Fee

₹700

General/OBC

Free

SC/ST/Women

Free

PwBD/ESM

Tie-Breaking Rules

Candidate with higher marks in Main Examination
Candidate with higher marks in Interview
Older candidate placed higher

Start Free Mock Test

Eligibility

Educational Qualification

Bachelor's degree from a recognized university with minimum 60% (55% for SC/ST).

Age Limit

21-30 years (relaxation: SC/ST +5, OBC +3, PwD +10)

Age Relaxation by Category

Category	Relaxation
General	No relaxation
SC/ST	+5 years
OBC (NCL)	+3 years
PwD	+10 years
Ex-Servicemen	+5 years

Application Fee

Category	Fee
General / OBC / EWS (Male)	₹700
SC / ST / PwD / Ex-Servicemen	₹85

Exam Pattern

Prelims

100 Questions60 minsTotal Marks: 100-0.25 per wrong

Section	Questions	Max Marks	Duration
Reasoning Ability	35	35	20 min
Quantitative Aptitude	35	35	20 min
English Language	30	30	20 min

Mains

120 Questions120 minsTotal Marks: 300-0.25 per wrong

Section	Questions	Max Marks	Duration
Reasoning Ability	30	90	40 min
Data Analysis & Interpretation	30	90	40 min
General Knowledge & Current Affairs	30	60	20 min
Insurance & Financial Market Awareness	30	60	20 min

Syllabus

Puzzles & Seating Arrangement
Syllogisms
Coding-Decoding
Blood Relations
Inequality

Posts & Pay Levels

Vacancies

NaN

Tentative Total

Nationality & Citizenship

✓Citizen of India
✓Subject of Nepal
✓Subject of Bhutan
✓Person of Indian origin migrated from Pakistan, Burma, Sri Lanka, Kenya, Uganda, United Republic of Tanzania, Zambia, Malawi, Zaire, Ethiopia and Vietnam with intention of permanently settling in India

Certificate of Eligibility Required For

• Subject of Nepal
• Subject of Bhutan
• Person of Indian origin from listed countries

Educational Qualification

Age Limits & Relaxation

Age Bands

Age Band	DOB Not Earlier Than	DOB Not Later Than
21-30 years

Age Relaxation by Category

Category	Relaxation
SC/ST	5 years (up to 35 years)
OBC (Non-Creamy Layer)	3 years (up to 33 years)
PwBD	10 years
PwBD + OBC	13 years
PwBD + SC/ST	15 years
Ex-Servicemen / Commissioned Officers (including ECOs/SSCOs)	5 years
Domiciled in Jammu & Kashmir (1980-1989)	5 years
Existing employees of LIC	As per LIC rules

Ex-Servicemen (ESM) Rules

Sons/Daughters/DependentsNot eligible

Non-Graduate ESM for Group BNot eligible

Category Certificate Rules

EWS CertificateEWS certificate must be based on gross annual income of the financial year prior to the year of application

OBC Creamy LayerOBC candidates must not belong to creamy layer as on the closing date of online registration

⚠ Candidature liable to be cancelled at any stage

How to Apply

Apply viaOnline at https://licindia.in

Photo Rules

• Recent passport size photograph
• File size between 20KB-50KB
• JPEG format

Application Fee

₹700

General

₹undefined

Women

₹85

SC/ST

₹85

PwBD

₹undefined

ESM

Payment: Online — Debit Card, Credit Card, Net Banking, UPI

Non-refundable

Correction Window

Opens

Closes

₹

1st Correction

₹

2nd Correction

Max corrections allowed. Latest corrected application treated as valid.

Admission Certificate & Exam Day

Admit CardDownload About 15 days before the exam from LIC website before exam

PrintoutRequired

Accepted Photo IDs

Aadhaar CardVoter's ID CardDriving LicensePAN CardPassportPhoto ID issued by Gazetted Officer on official letterheadBank Passbook with photograph

Preliminary Examination — Online Objective Test

100 Questions70 Marks60 min

−0.25 per wrongSectional timingObjective, Multiple ChoiceEnglish and Hindi

Section	Questions	Marks	Per Q
Reasoning Ability	30	30	1
Quantitative Aptitude	30	30	1
English Language	40	10	0
Total	100	70

Main Examination — Objective — Online Objective Test

120 Questions300 Marks120 min

−0.25 per wrongSectional timingObjective, Multiple ChoiceEnglish and Hindi (except English section)

Section	Questions	Marks	Per Q
Reasoning Ability	30	90	3
General Knowledge & Current Affairs	30	60	2
Quantitative Aptitude	30	90	3
English Language	30	60	2
Total	120	300

Main Examination — Descriptive — Descriptive English Test

25 Marks30 min

Descriptive — Essay, Précis, Comprehension, Business/Office CorrespondenceEnglish only

Answer Key Policy

Tentative KeyReleased for candidate review

Fee RefundableNo

Final KeyUsed for result calculation

Normalization & Re-evaluation

NormalizationApplied if multiple shifts. Purpose: To adjust scores across different shifts/sessions

Re-evaluationNot allowed

Minimum Qualifying Marks

Stage	UR	OBC/EWS	SC/ST/Others
mains
prelims
descriptive

Shortlisting & Merit Rules

Interview Marks

Typically 60 marks

Prelims To Mains

Adequate number of candidates shortlisted from Prelims for Mains (typically 10-15x vacancies)

Final Merit Basis

Mains (Objective + Descriptive) + Interview

Mains To Interview

Based on combined score of objective + descriptive Mains

Mains Weight In Final

Typically 75% Mains + 25% Interview or as decided by LIC

Scribe & Compensatory Time

Extra Time20 minutes per hour of examination for eligible candidates

Own ScribeAllowed

Opt-inMust opt during application form

Auto-eligible for Scribe

✓PwBD blindness
✓PwBD locomotor disability (both arms affected-BA)
✓PwBD cerebral palsy

Scribe Requirements

• Scribe must not be a candidate of the same examination
• Scribe qualification must be one step below the qualification prescribed for the post
• Scribe cannot assist more than one candidate in the same examination
• Candidate must opt for scribe in the application form
• Scribe arrangement at own expense if own scribe opted

Additional Rules

• Even eligible candidates not availing scribe still get compensatory time
• No attendant other than scribe allowed inside examination hall

Document Verification

Conducted ByLIC at the time of joining/interview

Required Documents

Matriculation/Secondary Certificate (for DOB proof)
Educational Qualification Certificate(s) as prescribed
Caste/Category Certificate if applicable (in prescribed format)
PwBD Certificate if applicable
EWS Certificate if applicable (valid for relevant financial year)
Ex-Servicemen Certificate/Discharge Certificate if applicable
NOC from present employer if already in Government service
Experience Certificate if applicable
Name change documents if applicable (Gazette notification, marriage certificate etc.)
Two recent passport-size colour photographs
Any other document as specified in the call letter

Tie-Breaking Rules

1Candidate with higher marks in Main Examination
2Candidate with higher marks in Interview
3Older candidate placed higher

Misconduct & Debarment

Post-exam Analysis Methods

Log analysisPhotograph verificationBiometric verificationCCTV review

Offense	Debarment
Using unfair means of any kind — copying, electronic devices, written material on body/paper	Permanent debarment / 3-7 years
Impersonation / procuring impersonation by any person	7 years / permanent
Possession of mobile phone, bluetooth devices, wireless devices, spy cameras, electronic gadgets inside exam hall	3-5 years
Taking away exam material (rough sheets, question paper) from exam hall	1-3 years
Leaving examination venue before completion of due exit procedure	1-2 years
Misbehaving, intimidating or threatening exam functionaries	2-3 years
Obstructing conduct of examination / instigating others not to take examination	3 years
False statements / fabricated documents / suppressing material information	1-5 years
Appearing in exam with forged admit card / identity proof	3-5 years
Possession of firearms/weapons or threatening exam functionaries with force	7 years
Taking snapshots, making videos of question papers or exam material	7 years
Sharing exam terminal through remote desktop / LAN / VAN	7 years
Attempt to hack or manipulate examination servers / data / systems	7-10 years
Candidate acting as scribe in same examination or providing false scribe declaration	3-5 years

⚠ Cases may be referred to police or investigating agencies.

Public Disclosure Policy

Disqualification Rule

A candidate who has been debarred by LIC or any other recruiting body for use of unfair means is liable to be disqualified.

Important Warnings

⚠Mere eligibility does not vest any right for being called for the exam or for appointment.

⚠Admission at all stages is purely provisional.

⚠LIC reserves the right to modify/cancel the recruitment process at any stage.

⚠Candidates must produce original documents at the time of interview for verification.

⚠Selected candidates are liable to be posted anywhere in India.

⚠Decision of LIC in all matters relating to recruitment will be final and binding.

2025 Cycle — Complete Timeline

Year2025

Notification2025-08-16

Registration Start2025-08-16

Registration End2025-09-08

Vacancies

Total841

Per-post breakdown not yet published.

Previous Year Cut-Offs

No cut-off data available yet.