Insurance

LIC ADO 2026

Life Insurance Corporation Apprentice Development Officer

LIC ADO is conducted for recruitment of Apprentice Development Officers who manage and develop the agent network. Three-stage selection: Prelims, Mains, and Interview.

Official Website

Age Limit

21-30 years (relaxation: SC/ST +5, OBC +3, PwD +10)

Fee

₹700

Salary Range

₹40,000 - ₹65,000

Pay Level

Scale I

Salary Range (Monthly)

₹40,000 - ₹65,000

Key Posts

Apprentice Development Officer in LIC for managing and developing agency force

National-level recruitment examination for Apprentice Development Officer posts in LICDevelopment Officer CadrePosted in respective Divisional Office jurisdiction — liable to serve anywhere in India

Pay Levels & Salary

Pay Level	Monthly Range
LIC ADO Scale	Basic ₹25,000 + DA + HRA + Other Allowances

Application Fee

₹700

General/OBC

Free

SC/ST/Women

Free

PwBD/ESM

Tie-Breaking Rules

Higher marks in Main Examination
Higher marks in Interview
Older candidate placed higher

Start Free Mock Test

Eligibility

Educational Qualification

Bachelor's degree from a recognized university with minimum 60% (55% for SC/ST).

Age Limit

21-30 years (relaxation: SC/ST +5, OBC +3, PwD +10)

Age Relaxation by Category

Category	Relaxation
General	No relaxation
SC/ST	+5 years
OBC (NCL)	+3 years
PwD	+10 years
Ex-Servicemen	+5 years

Application Fee

Category	Fee
General / OBC / EWS (Male)	₹700
SC / ST / PwD / Ex-Servicemen	₹85

Exam Pattern

Prelims

100 Questions60 minsTotal Marks: 100-0.25 per wrong

Section	Questions	Max Marks	Duration
Reasoning Ability	35	35	20 min
Numerical Ability	35	35	20 min
English Language	30	30	20 min

Mains

100 Questions120 minsTotal Marks: 300-0.25 per wrong

Section	Questions	Max Marks	Duration
Reasoning Ability	30	90	—
Quantitative Aptitude	30	90	—
General Knowledge & Current Affairs	25	75	—
English Language	15	45	—

Syllabus

Puzzles & Seating Arrangement
Syllogisms
Coding-Decoding
Blood Relations
Direction Sense

Posts & Pay Levels

Vacancies

NaN

Tentative Total

Nationality & Citizenship

✓Citizen of India
✓Subject of Nepal
✓Subject of Bhutan
✓Person of Indian origin migrated from specified countries with intention of permanently settling in India

Educational Qualification

All Posts (General)

Bachelor's Degree from a recognized University in any discipline

Age Limits & Relaxation

Age Bands

Age Band	DOB Not Earlier Than	DOB Not Later Than
21-30 years

Age Relaxation by Category

Category	Relaxation
SC/ST	5 years (up to 35 years)
OBC (Non-Creamy Layer)	3 years (up to 33 years)
PwBD	10 years
PwBD + OBC	13 years
PwBD + SC/ST	15 years
Ex-Servicemen	5 years
Existing LIC employees	As per LIC rules

Ex-Servicemen (ESM) Rules

Sons/Daughters/DependentsNot eligible

Non-Graduate ESM for Group BNot eligible

Category Certificate Rules

EWS CertificateValid EWS certificate required as per government norms

OBC Creamy LayerOBC candidates must not belong to creamy layer as on closing date of registration

⚠ Candidature liable to be cancelled

How to Apply

Apply viaOnline at https://licindia.in

Photo Rules

• Recent passport size photograph
• JPEG format, 20KB-50KB

Application Fee

₹700

General

₹undefined

Women

₹85

SC/ST

₹85

PwBD

₹undefined

ESM

Payment: Online — Debit Card, Credit Card, Net Banking, UPI

Non-refundable

Correction Window

Opens

Closes

₹

1st Correction

₹

2nd Correction

Max corrections allowed. Latest corrected application treated as valid.

Admission Certificate & Exam Day

Admit CardDownload About 15 days before exam from LIC website before exam

PrintoutRequired

Accepted Photo IDs

Aadhaar Card / printout of E-AadhaarVoter ID CardDriving LicensePAN CardPassportID Card issued by University/College/SchoolEmployer ID Card (Govt./PSU)Any other photo-bearing ID issued by Central/State Government

Preliminary Examination — Online Objective Test

100 Questions100 Marks60 min

−0.25 per wrongSectional timingObjective, Multiple ChoiceEnglish and Hindi

Section	Questions	Marks	Per Q
Reasoning Ability	35	35	1
Quantitative Aptitude	35	35	1
English Language	30	30	1
Total	100	100

Main Examination — Online Objective Test

120 Questions300 Marks120 min

−0.25 per wrongSectional timingObjective, Multiple ChoiceEnglish and Hindi (except English section)

Section	Questions	Marks	Per Q
Reasoning Ability	30	90	3
General Knowledge & Current Affairs	30	60	2
Quantitative Aptitude	30	90	3
English Language	30	60	2
Total	120	300

Answer Key Policy

Tentative KeyReleased for candidate review

Fee RefundableNo

Final KeyUsed for result calculation

Normalization & Re-evaluation

NormalizationApplied if multiple shifts. Purpose: To adjust scores across different shifts/sessions

Re-evaluationNot allowed

Minimum Qualifying Marks

Stage	UR	OBC/EWS	SC/ST/Others
mains
prelims

Shortlisting & Merit Rules

Prelims To Mains

Adequate number shortlisted from Prelims for Mains

Final Merit Basis

Mains + Interview combined score

Mains To Interview

Based on Mains score, candidates shortlisted for interview

Scribe & Compensatory Time

Extra Time20 minutes per hour of examination for eligible candidates

Own ScribeAllowed

Opt-inMust opt during application form

Auto-eligible for Scribe

✓PwBD blindness
✓PwBD locomotor disability (both arms affected-BA)
✓PwBD cerebral palsy

Scribe Requirements

• Scribe must not be a candidate of the same examination
• Scribe qualification must be one step below the qualification prescribed for the post
• Scribe cannot assist more than one candidate in the same examination
• Candidate must opt for scribe in the application form
• Scribe arrangement at own expense if own scribe opted

Additional Rules

• Even eligible candidates not availing scribe still get compensatory time
• No attendant other than scribe allowed inside examination hall

Document Verification

Conducted ByLIC at the time of interview/joining

Required Documents

Matriculation/Secondary Certificate (for DOB proof)
Educational Qualification Certificate(s) as prescribed
Caste/Category Certificate if applicable (in prescribed format)
PwBD Certificate if applicable
EWS Certificate if applicable (valid for relevant financial year)
Ex-Servicemen Certificate/Discharge Certificate if applicable
NOC from present employer if already in Government service
Experience Certificate if applicable
Name change documents if applicable (Gazette notification, marriage certificate etc.)
Two recent passport-size colour photographs
Any other document as specified in the call letter

Tie-Breaking Rules

1Higher marks in Main Examination
2Higher marks in Interview
3Older candidate placed higher

Misconduct & Debarment

Post-exam Analysis Methods

Log analysisPhotograph verificationBiometric verificationCCTV review

Offense	Debarment
Using unfair means of any kind — copying, electronic devices, written material on body/paper	Permanent debarment / 3-7 years
Impersonation / procuring impersonation by any person	7 years / permanent
Possession of mobile phone, bluetooth devices, wireless devices, spy cameras, electronic gadgets inside exam hall	3-5 years
Taking away exam material (rough sheets, question paper) from exam hall	1-3 years
Leaving examination venue before completion of due exit procedure	1-2 years
Misbehaving, intimidating or threatening exam functionaries	2-3 years
Obstructing conduct of examination / instigating others not to take examination	3 years
False statements / fabricated documents / suppressing material information	1-5 years
Appearing in exam with forged admit card / identity proof	3-5 years
Possession of firearms/weapons or threatening exam functionaries with force	7 years
Taking snapshots, making videos of question papers or exam material	7 years
Sharing exam terminal through remote desktop / LAN / VAN	7 years
Attempt to hack or manipulate examination servers / data / systems	7-10 years
Candidate acting as scribe in same examination or providing false scribe declaration	3-5 years

⚠ Cases may be referred to police or investigating agencies.

Public Disclosure Policy

Disqualification Rule

Candidates found guilty of misconduct or submitting false information are liable to be disqualified at any stage.

Important Warnings

⚠LIC ADO is a marketing/development role — candidates should be prepared for field work.

⚠Knowledge of local language is essential for the division applied for.

⚠Admission at all stages is purely provisional.

⚠LIC reserves the right to modify/cancel the recruitment at any stage.

⚠Selected candidates are liable to be posted anywhere within the divisional jurisdiction.

2025 Cycle — Complete Timeline

Year2025

Notification2025-05-15

Registration Start2025-05-15

Registration End2025-06-05

⚠ All dates are tentative and subject to change.

Vacancies

Total650

Per-post breakdown not yet published.

Previous Year Cut-Offs

No cut-off data available yet.